A study of agricultural finance by commercial banks in india: a case study of central bank of India

A study of agricultural finance by commercial banks in india: a case study of central bank of India

Author: 
Dr. Ramakrishna
Abstract: 

Agricultural finance possesses its usefulness to the farmers, lenders and extension workers. The economic principles of farm financial management facilitate in obtaining control over capital and its efficient use. The investment analysis pertaining to income, repayment capacity and risk bearing ability determine the amount of capital a farm business can profitably and safely use. Hence, the farmer can determine his credit worthiness and can put forth his loan application with confidence to lender. The present study an attempt to analyze the agriculture advances by commercial banks. This study is based on secondary data. The analysis was made by the application of trend analysis; calculate ratios and chi- square test with time series analysis. Major finding of the study is that agriculture lending by sample bank has failed to reach the target which given by RBI during the study period.

Paper No: 
1843