Workplace financial training needs for government servants, from the perspectives of financial education providers

The level of indebtedness of government servants continues to increase each year. One possible reason is due to the low level of financial literacy. The purpose of this paper is to investigate possible solutions to increase the level of the financial literacy among government servants, from the perspective of financial education providers. This study applies a qualitative method via a focus group through the invitation of several financial education providers from a number of organizations. The focus group reported a lack of financial knowledge among government servants, resulting in increasing bankruptcy figures in recent years, as well as other possible causes. The outcome from the discussion has revealed an urgent need for a module for these government servants to increase their knowledge in financial planning and reduce the level of indebtedness of government servants. They also proposed several vital topics for financial planning which should be included in the module, which contain Islamic values and thoughts. The module should facilitate the planning of training programs and improvement of human capital development with the aim of helping the government to achieve a high income nation status in near future.