Social Sciences and Humanities

Assessment of islamic banks profitability ratios-evidence from jordan

This study aimed to identify and compare the financial performance of all full-fledged Islamic banks operating in Jordan, in relation to profitability. Data has been retrieved from the financial annual reports for 2011 and 2014. As 2011 was the first full year of two Islamic banks, namely, Jordan Dubai Islamic banks, and Al-Rajhi Islamic Bank. Illustrious profitability ratios analysis had been applied with descriptive and inferential statistics for analyzing the results.

To study the relationship between experiential marketing, experiential value and purchase intention with special reference to travel website

This paper proposes the framework to examineinterrelationship among experiential marketing, experiential value and purchase intensions of travel website users. Experiential marketing focuses on how customer senses, feel, think, actand relate their experiences. Experiential value incorporate the benefits derived from perceptionsof playfulness, aesthetics, customer return oninvestment and service excellence isincorporated in the proposed model.

The effect of teachers’ individual verbal feedback and praiseon efl learners’ motivation and attitude

Teachers use different methods to enhance students’ motivation and attitude. One method is giving individual verbal feedback and praise which is used to encourage students and provide remediation. This study aimed to explore the effects of teachers’ verbal feedback and praise on students’ motivation and attitude. A pre-post questionnaire was used as the research tool and two groups of female students participated in this study (N=30) under two conditions: no feedback, feedback and praise provided by the instructor.

Audit conflict: a case of iranian auditors ability to resist client pressure in a conflict situation

Auditors’ role is governed by their relationship with the client’s management, especially in the context of a conflict, where they might be forced to compromise their respective stance. However, auditors are expected to remain independent in the event this occurs.  A survey questionnaire was used to examine whether or not Iranian auditors are likely to accede to the clients’ request in a conflict. The results indicated that Iranian auditors tend to remain independent in the face of conflicts or pressure from clients.

E-Crm: A Perspective Of Urban & Rural Banks In Kerala

Electronic Customer Relationship Management (ECRM), a tool that believed to leverage customer retention, loyalty and to attract new customers , is the magical formula used as 21st century business strategy in banking to face competition .Customer Experience in ECRM for different customer segmentation is different. Long-term relationships with customers are more important. Long-term relationships, which rely on commitment and trust, unifying customer needs with Information and technology adaption is not possible.

The Role Of The Environment In The Organizational Change Of The Sme-S Research Based In The Eastern Part Of Kosovo

Managing change is an important issue in today's business environment, which changes constantly. If the enterprise wants to survive, grow and increase profits it must change its strategies continuously. The need for change comes from two main premises: external environment and internal environment. From the external environment treated competitive forces as (rivalry among competitors, the power of buyers, power of suppliers, the threat of new products, the threat of new entrants), forces that are uncontrollable by the enterprise.

A Panel Analysis Of The Interaction Between The Development Of The Agricultural Insurance And The Growth Of The Agricultural Production In Presence Of Natural Risk

In this paper, we try to evaluate the impact of the systems of insurance on the growth economy and this by an empirical estimation in static panel of the interaction which exists between the degree of the development of the agricultural insurance and the development of the real growth of the agricultural production in three American, European and Asian continents during period (2000-2012) in presence of natural risk. In particular, this evaluation is explored for an economy activity strongly submitted to risks, namely the agriculture.

The Effects Of National Culture Values On Consumer Acceptance Of E-Marketing: Online Shoppers In Jordan

E-marketing is now international, and thus national culture can affect the behavior of customers. But e-marketing studies related to national culture are limited. Our study explored the effect of national culture on consumer acceptance of e-marketing in Jordan. The objective of this study is to identify the factors that influence the acceptance of e-marketing on online shoppers in Jordan based on the Technology Acceptance Model (TAM).

Cost Analysis In Garment Industry

Cost analysis in garment Manufacturing, as the topic implies, deals with the work of costing a garment which involves the expenses for fabric, trims, cuttings, labor, overhead, sales commission, manufacturer’s profit & transportation. The production cost of the garment must be determined in order to set the wholesale price, the price that retailers’ pay for goods that they purchase from manufacturers.There are two types of costing. The first one is pre cost. Pre cost is the estimate of the garment before it is adopted into the line.

Solutions To The Problem Of Corrution In Secondary Schools In Delta State Of Nigeria

This is a survey research designed to obtain from tutors and students, solutions to corrupt practices in secondary schools in Delta State of Nigeria. Secondary schools teachers and students were randomly chosen to respond to an open-ended questionnaire to obtain information for answering three research questions. The respondents were specifically demanded to suggest ways to achieve a corruption-free secondary education and to tackle fraud within the system. They were also required to propose ways to institute transparency and accountability in secondary schools.