A scientometric study on technology-enabled finance and its global impact

RESEARCH ARTICLE: 
Ms. Soumya Stephen A. and Dr. Sanesh C.

The rapid emergence of technology-enabled finance has reshaped global financial systems, creating new opportunities for growth, sustainability, and inclusion while introducing unprecedented risks and regulatory challenges. Financial innovation, ranging from blockchain applications and digital payments to green finance and risk analytics, has attracted increasing scholarly attention. Yet, despite the proliferation of case-based and empirical studies, there remains limited systematic understanding of how this knowledge domain has evolved and diffused globally. This article undertakes a scientometric study of technology-enabled finance to map its intellectual structure, thematic clusters, and international impact. Drawing upon a dataset of 456 influential publications indexed in leading academic databases, the study employs bibliometric software VosViewer to identify citation patterns, co-authorship networks, and thematic evolution across key subfields such as fintech, green finance, financial inclusion, systemic risk, and sustainable development. The findings reveal that while technology-enabled finance is inherently interdisciplinary, its scholarship converges around three dominant trajectories: (1) financial innovation as a driver of sustainability and green transition; (2) fintech as an enabler of financial inclusion and entrepreneurial growth; and (3) digitalization as a double-edged sword for systemic stability and risk management. The scientometric evidence highlights the global distribution of research contributions, with significant clusters in emerging markets that underscore the role of financial technology in fostering inclusive development. At the same time, the analysis underscores persistent gaps in regulatory governance, methodological integration, and the alignment of financial innovation with long- term sustainability goals. By providing a structured overview of the intellectual landscape, this study contributes to advancing theoretical, empirical, and policy-oriented debates on the global impact of technology-enabled finance. The results are expected to guide future research, inform policy frameworks, and support the development of more inclusive, resilient, and sustainable financial systems worldwide.

Paper No: 
6189
DOI: 
https://doi.org/10.64485/ijramr.6189.10.2025
sex video sri lanka feetporntrends.com xxx film sexy
mikado sensei hentaionly.net amy henti
x video of sunny leone themovs.info indian nude vista
rape porn video greenporn.mobi x.video
نيك رجاله nazikhoca.com نسوان مصرية للنيك
maiyar tubezaur.mobi www com badmasti
arab pussy chupaporn.com indian iporntv
indian xv videos xvideostube.mobi xxx.comm
movierulz ps com pornia.info x six video
cute aunty hot pornfactory.mobi tamil sex.co
desisex..com fukando.mobi english sex film video
batang quiapo full episode 1 teleseryeepesodes.com matigas ang ulo
the ring hentai guruhentai.com inumimi moeta
سكس مترجم الام arabicpornsex.com نيك من الطيظ
spankbank.com upgirls.net anuty.com